SEPA Instant

Credit Union regulation 76 information

Dear Member,

We are changing your framework contract with us as we prepare to roll out SEPA Instant Payments in the Credit Union. These changes come into effect on 12 September 2025.

Where can you find your new framework contract?

You can find it on our website at https: www.rathmorecu.ie, by clicking here or by requesting a copy in our office.

What do you need to do to accept these changes?

You don’t need to do anything to accept the changes. They will automatically apply to your account from 12 September 2025.

If you do not want to accept the changes, you must let us know in writing in advance of 10 September 2025.

You can then close your account immediately and without charge before the changes take effect on 12 September 2025. If you have any questions, please email us at rathmore@rathmorecu.com

Yours sincerely,

Fergus McAuliffe, CEO