About Us

About Us

Credit Unions - Serving The Communities They Serve

Rathmore & District Credit Union was founded in 1968 at Shrone National School. The mission of the Credit Union is to promote the financial well being of its members. Serving our members of which we have over 10,000 is at the core of everything we do.

We are different to your normal high street banks in that we are non profit making and that each member has an equal shareholding in the Credit Union. We have offices in Milltown & Ballydesmond in addition to our Head Office in Rathmore.

We offer a wide range of services from savings accounts to loans for all purposes including free loan insurance. We also offer Salary Mandates, Standing Orders, Bill Pay, Foreign Exchange Services and our new online services. Our rates are extremely competitive on all our loan categories and quick decisions on applications.

Rathmore & District Credit Union Limited is a financial co-operative owned and controlled by its members. Credit Unions serve the financial needs of the community on a not for profit basis. We can help our members achieve financial independence through regular savings and fair and affordable access to loans.

Rathmore & District Credit Union Limited was founded in 1968 in Shrone National School. Later in 1968 the office was moved to Rathmore village. Sub-offices were opened in Knocknagree and Gneeveguilla. In 1980 a new office was opened in the West End and later renovated and expanded. See more on the story of Rathmore and District Credit Union here.

Directed by a voluntary Board of Directors, elected by the members at the annual general meeting, our credit union offers a wide range of services to our members through our three offices. Our common bond covers the Rathmore & District area.

Our Mission Statement

The mission of Rathmore & District Credit Union is to promote the financial well being of its members.

How are Credit Unions different?

Not-for-profit democratic financial cooperatives owned by members

When you join a credit union you are a member not a customer

Loans and savings are insured at no direct cost to an eligible member

No penalty for lump sum repayments or early loan repayments

Our Credit Union offers a number of services to the members

Loans for local community organisations within the common bond

CUs are the organisations offering the best customer experience in Ireland

We’re digital when you want it, but human when you need it

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